A close friend of mine who is trying to raise money to publish his new sefer [he needs ten times what I a managed to raise for my last sefer so I can only wish him well!!] approached a cousin of his who is a billionaire. He was told that times are rough in business and that the venue [a wedding] wasn't a good time to ask and that he should call a different time.
I thought it was only people like me who are having a rough time making ends meet but I guess even billionaires have their struggles....
Like I always say [not my original line..]: טוב לי תורת פיך מאלפי זהב וכסף!